Top 3 Best budgeting apps 2022 !!

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Top 3 Best budgeting apps , the most basic budget apps typically connect with your financial accounts, track spending and categorize expense.

so you can see where your money is going. But many apps do much more than that.The budget apps below are crowd-pleasers because of their features. At the time of this writing, each has at least 4.5 stars (out of 5) in the iOS App Store or on Google Play, as well as at least 1,000 reviews.

And that’s  Top 3 the Best budgeting apps 2022 In bellow Lets go.

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Top 3 Best budgeting apps 2022 !!

1. Mint

Why we recommend it: Let’s start with Mint’s very high ratings in both the App Store and Google Play. (It also has, by far, more reviews than any other app we reviewed.) It’s free and syncs many kinds of accounts: checking and savings, credit cards, loans, investments and bills.

As far as the actual budgeting, Mint automatically puts your spending into budget categories. You can personalize these categories, which are unlimited. You set limits for these categories, and Mint lets you know if you’re approaching those limits.

Besides those budgeting features, Mint may help users pay down debt, save more money and track goals. The app also shows users their credit score and net worth. Bonus: Mint provides tons of support for using the apps, including a detailed FAQ and a list of “known issues.”

Why you may want to think twice: Mint is impressive in many ways, including the fact that it tracks just about everything on your behalf. But that may not be ideal if you’re looking to be more actively hands-on in your budgeting.

If you’re searching for an apps which you plan ahead for your money, rather than track it after the fact, other apps on our list may work better for you.

2. Goodbudget

Why we recommend it: Goodbudget is more about planning for your finances than tracking previous transactions. This app is based on the envelope budgeting system, in which you portion out your monthly income toward specific spending categories (called envelopes).

This app doesn’t connect your bank accounts. You manually add account balances (that you can pull from your bank’s website), as well as cash amounts, debts and income. Then you assign money toward envelopes.

You can access the app from your phone and the web. You’ll also find many helpful articles and videos that help you use the app.

Goodbudget offers a free version that allows one account, two devices and limited envelopes. Its paid version, Goodbudget Plus, allows unlimited envelopes and accounts, up to five devices and other perks.

Why you may want to think twice: Because you can’t sync financial accounts, you must enter every expense. If you’re not up for that work, the app probably won’t be effective.

3. YNAB,

Why we recommend it: YNAB is designed so that users plan ahead for their financial decisions, rather than track past transactions. This apps follows the zero-based budgeting system, which has you make a plan for every dollar you earn.

As soon as you get paid, you tell YNAB how much of your income should go toward various categories, including expenses, goals and savings. The idea is that you become more intentional with your money when you’re prompted to actively decide what to do with it.

With all this decision making, YNAB is about as hands-on as you can get. To help users trek up that learning curve, YNAB’s website offers many educational resources describing exactly how to budget and use the app.

YNAB allows you to link your checking and savings accounts, as well as credit cards and loans. The app works on the phone, desktop, iPad, Apple Watch and Alexa.

Why you may want to think twice: You have to be committed to keep up with YNAB. By design, it works best for users who want to get hands-on while planning for their money. Also, compared to the other apps that made our list, its price is high, and its Google Play ratings are low.

And here is an explanation of the top 3 best budgeting apps 2021, thank you Hopefully it’s useful

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